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Message: <blockquote data-quote="LotusBud" data-source="post: 886138" data-attributes="member: 1123"><p>This is how the Windfall thing works in real life:  I earned XX dollars in SS payout at age 66.  This is what my SS report says, year after year.  This is what they tell me I will receive when I apply for SS.  THEN, I file for my teacher's pension, and SS sends me a letter telling me they are reducing my payout that I eanred and qualified for according to a very complicate formula.  The end result?  My SS is 50% a month less than what I would have been paid, according to my earnings and my payments into SS during my working life, and according to official SS reports sent to me, simply because I also have a pathetic, unliveable pension from a "government" entity.</p></blockquote><p></p>