My mother was a victim of identity fraud to the tune of more than $15k. I have been the one doing all the work to help her deal with this. I have filed reports with the CA Attorney General's office, notarized and sworn under penalty of perjury. Had to help her file a report with local law enforcement in her area. Gotten all the documentation to the 4-5 major credit card companies and credit reporting agencies. They were mostly "balance transfer" scams but also some purchases made in Europe. It's ridiculous.
The only entity that is being jerks is Bank of America. They're refusing to back off while all the others removed these charges from her accounts.
I've had to travel down south a lot just to help her out. It's been a pain in the ass. What choice do I have? My mother doesn't even use email. She's firmly entrenched in the 20th century.
One of the balance transfers went to a "real estate investment" firm called Silver Capital Solutions in Arkansas. The CEO's name is from somewhere in the Middle East, Iraq, Iran? It opened for business in July 2021, by September 2021 they were fraudulently signing balance transfer checks from B of A into this "firm".
But BOA doesn't investigate the "firm", it harasses the elderly.
While I was taking care of my Mother in her Dotage, early on I'd been outside for a while and caught her on the phone with some scammer claiming to be from Reader's Digest, claiming mom's account was past due and if she did not pay now etc etc...I took the phone form Mom, asked a couple questions and, I went off I was screaming over the phone....till she ended the call. What Hurt me was my om was not herself, and to anybody interacting with her, should pick that up fairly quick, but this nice sounding young lady on the phone gave no fucks, she wanted to tax my mom for whatever little scam she could get away with. After I slammed downed my Mom's old phone, the Phone applauded me as did my dog and the wall clock and the oven.
My mom was getting tons, I mean tons of those calls. After the fraud happened, she got paranoid about answering the phone. It wasn't a good place to be.
When I was down there on one of my trips she got like 2 calls one morning when another was coming in. I said to her, give me the phone.
I trolled the guy. He had an accent that I heard as Indian. So, I told him that I had a sales pitch for him first before I listened to his. It was an amazing product.
He was stumped, I threw off his routine. He actually asked, what is it? lmao
I said it was viagra and could get him the best prices anywhere. He asked what that was.
I said it was an drug to address erectile dysfunction. He said he didn't know what that was.
I said, it is a drug for when your penis won't get hard.
He was furious. He said I have a big dick.
I said, that can't be true you're Indian.
He cursed me out. lololol
He said I'm not Indian, I'm Nigerian. (indignantly)
I said, oh sir, in that case I can't sell you viagra in good conscience. Everyone knows Africans have AIDS and you'll spread it around with this drug.
Hahahahaha, he cursed a blue streak and hung up on me. Folks in my home were in stitches.
Never heard back again....lmfao
