Basic Retirement Planning

[wizer]

What gets me are the Virtue Signalling douchebags who pretend to care about the unemployed, yet continue to work well past a normal retirement age.

People like @Jack and Senile @Joe .

Get the fuck out of the workforce, you selfish pricks!!!

I knew one optometrist who worked to about a 100. And he was still going when I read about it. I sort of admired his work ethic while think he was one crazy fucker who actually enjoyed flipping lenses and selling eyeglasses all day long rather than enjoying retirement.

Now I see him as a 100 year old job stealer.

 

[Joe]

What gets me are the Virtue Signalling douchebags who pretend to care about the unemployed, yet continue to work well past a normal retirement age.

People like @Jack and Senile @Joe .

Get the fuck out of the workforce, you selfish pricks!!!

...and yet why doesn't your Hero Donald Trump step down immediately from the presidency, Lex @The Prowler?

After all he's 80 and way over the official retirement age in the United States.

Even your MAGA brethenn have suggested Trump to do that given his age and failing mental faculties

Here watch, Prowler:



So don't you think your hero Trump is being selfish, and that he ought to step aside for someone younger like Marco Rubio or JD Vance, Prowler?

 

[wizer]

...and yet why doesn't your Hero Donald Trump step down immediately from the presidency, Lex @The Prowler?

After all he's 80 and way over the official retirement age in the United States.

I'll take this one if you don't mind.

Because people don't HAVE to retire when they reach "official retirement age" whatever that may be. It's optional.

Some people- not me- want to work as long as they possibly can. Especially if they really really like their job.

No doubt Trump likes his job and all the power and control that goes with it.

 

[Joe]

I'll take this one if you don't mind.

Because people don't HAVE to retire when they reach "official retirement age" whatever that may be. It's optional.

Some people- not me- want to work as long as they possibly can. Especially if they really really like their job.

No doubt Trump likes his job and all the power and control that goes with it.

I'm not suggesting that you have contradicted yourself, but @The Prowler certainly has.

 

[wizer]

I'm not suggesting that you have contradicted yourself, but @The Prowler certainly has.

Did he? I may have missed it. After 9 pm my brain starts shutting down surprisingly quickly

 

[Joe]

Whether or not the questionable statement that they retired in order to free up a couple of jobs for the unemployed is to be believed is a different matter entirely.

@The Prowler doesn't care about freeing up jobs for younger workers. He just says that to look down & sneer at others, especially the poor. @The Prowler is a classic Poor Basher who has often mentioned his admiration of genoicidal social policies. He advocates culling of the excess population. The kind that exterminated Jews & undesirables during World War II @wizer .

 

[Joe]

I'm aware. I don't mean to sound cruel but I'm not concerned about them,

It's not whether you pity them or not @wizer. But I don't think most people have that much in savings or saved up for retirement. Im just saying I think that is reality. Separate fact from fiction.

All those financial ads say people need $2,000,000 or more in savings to retire. Perhaps you are one of them but if that be the case I bet that's less than 1% of the population.

 

[The Prowler]

...and yet why doesn't your Hero Donald Trump

You are delusional, Senile @Joe .

 

[The Prowler]

All those financial ads say people need $2,000,000 or more in savings to retire. Perhaps you are one of them but if that be the case I bet that's less than 1% of the population.

I thought you said once that I was not a 1%er.

Anyways, Senile @Joe, you should have saved for retirement.

It does not matter what other people did.

This is your problem. You were too busy playing "Keep up with the Joneses" and not thinking ahead.

Now you are taking the job of a young person.

Your selfish mistakes are hurting future generations.

 

[Joe]

You are delusional, Senile @Joe .

You've often criticized and attacked older workers, but then ask yourself why Donald Trump is still working Lex @The Prowler?

Trump is 80 and way over the standard retirement age Prowler.

Shouldn't he step down for the Greater Good and give his job to someone like JD Vance or Marco Rubio?

Much younger men who by your logic...could use the job.

 

[The Prowler]

I would like to try to give @Alticus a chance to explain why a person would contribute to a RRSP when they are employed and the probable tax implications. Please discuss marginal tax rates.

Where the fuck is @Alticus ?

Senile @Joe , if you want to take a crack at it, go ahead.

 

[Joe]

I knew one optometrist who worked to about a 100. And he was still going when I read about it. I sort of admired his work ethic while think he was one crazy fucker who actually enjoyed flipping lenses and selling eyeglasses all day long rather than enjoying retirement.

Now I see him as a 100 year old job stealer.

...this logic might hold true if this 100 year old is working for a corporation, hospital or employed by somebody else.

However....if he is self-employed, paying his own bills, expenses, taxes, storefront, he is not a burden to anyone @wizer.

Who's job is he stealing? His own? Likewise, if an 80 something Paul McCartney or Mick Jagger are still performing whose jobs are they stealing? If anything they are more likely creating jobs, especially for the youth who really need them. And they pay a lot of taxes generate revenues for thousands perhaps milions of people.

so this is a logical fallacy perpetuated by @The Prowler.

Because @The Prowler doesn't like others one upping, leapfrogging him.

The Prowler claims to be 'happily retired' but then spends his time like any old fart running down others because he is still keeping up with the Joneses has nothing else better to do with his time.

@The Prowler is someone who could benefit by getting a job at his local McDonald's to get out and socialize more.

He'd fit right in.

I hear Kitchner Waterloo is hiring.

It'd be good for his soul and his brain, quite frankly @wizer

 

[The Prowler]

However....if he is self-employed, paying his own bills, expenses, taxes, storefront, he is not a burden to anyone @wizer.

Bullshit.

Every service he provides could be done by a younger person who needs the work.

 

[wizer]

Bullshit.

Every service he provides could be done by a younger person who needs the work.

Although in my profession the only unemployed are those that don't want to work or are disabled. And that probably holds true for other high demand workers.

 

[The Prowler]

I would like to try to give Senile @Joe a chance to explain why a person would contribute to an RRSP when they are employed and the probable tax implications. Please discuss marginal tax rates.

 

[wizer]

It'd be good for his soul and his brain, quite frankly @wizer

My first job ever was in a McDonalds. Or maybe it was Burger King.

I still remember getting chewed out by the manager because I prepared too many burgers ahead of time and filled up the bin and he was like "By the time those are consumed they'll be cold and hard". I was just trying to stay ahead of the game.

Another time I was asked by a frustrated short staffed manager shuffling employees around if I knew how to "slack fries" which meant pour the frozen bag of fries into the basket, hook it on the thingie, press the button to lower it into the hot oil and wait for the timer to go off at which point it comes up automatically. I recall saying "no, I'm not trained to do that, I'm only specialized in putting burgers on the moving chain and then catching them with the bun at the other end and placing the burger into the bin with the others".

I recall it wasn't a very soul and brain stimulating sort of experience.

 

[Joe]

Bullshit.

Every service he provides could be done by a younger person who needs the work.

But you still haven't answered my question Lex @The Prowler

If wealthy men like Mick Jagger, Paul McCartney, Richatd Branson & Donald Trump are still working, shouldn't they also step down or stop working?

According to your logic if they did, every one of them stepped or stopped working that would provide a job to a much younger person.

Do you think your hero Trump should resign & perhaps give his job to either JD Vance or Marco Rubio, Prowler?

According to your standard, Trump is far roo old to be President & he's being selfish.

Given your logic don't you think Donald Trump should step down as President, stop wotking for the Greater Good , Prowler ?

 

[Joe]

My first job ever was in a McDonalds. Or maybe it was Burger King.

I recall it wasn't a very soul and brain stimulating sort of experience.

....but there you go @wizer.

Because you've stood in their shoes you know what it's like & understand what it's like for people doing those jobs.

Likewise when I go to the local 7/11 for a coffee or the neighborhood restaurant for a meal I really appreciate the people who work at those places to give my pleasure or day in the sun. They provide me with a service or product doing a job I wouldn't wanna do. So whenever possible I tip accordingly.

For example, a meal like this that I get from a local restaurant is heaven sent:

I feel very fortunate to enjoy what many others can't afford or the people who toil at those jobs to give me what I want.

 

[wizer]

....but there you go @wizer.

Because you've stood in their shoes you know what it's like & understand what it's like for people doing those jobs.

Likewise when I go to the local 7/11 for a coffee or the neighborhood restaurant for a meal I really appreciate the people who work at those places to give my pleasure or day in the sun. They provide me with a service or product doing a job I wouldn't wanna do. So whenever possible I tip accordingly.

For example, a meal like this is heaven sent:

I feel very fortunate to enjoy what many others can't afford or the people who toil at those jovs to give ne what I want.

I don't think that way at all. Before I moved this was my mindset: I get a coffee at 7-11 and a muffin on the way to work to make the lives of a few dozen people better by improving their vision. As a result of my hard work I get paid, which is why I do it, the only reason I do it, and from that money comes a lot of taxes that can pay for people that are unwilling or unable to support themselves. I don't really give a rat's ass about the people I served or who served me.

I don't see any reason to tip in general and it's one reason I enjoy life in Greece as tips aren't expected.

 

[Joe]

I don't see any reason to tip in general and it's one reason I enjoy life in Greece as tips aren't expected.

1 reason I tip is at least where I live it keeps the restaurants clean & keeps the street people out @wizer wiz

I rarely go to McDonald's anymore beccause there's always homeless or welfare people lurking & frankly they're dirty and they stink. So they could be carrying disease as well. The same is true with Tim Hortons or Wendy's

You see there's a pattern in those fast food joints. The workers don't get tips. And those establishments atteact low class clientele.

Ironically there isn't much price differential between fast foid joints snd restaurants anymore. Big Mac meal is like $15? Sone restaurants charge me less than that for a meal.

There's also the issue if safety in those places. I number of incidents in those places where customers or worjers were physically atracked or even murdered in Vancouver