@Joe is an old man. He should not even have to worry about finances at his age. He planned poorly and that is why he has to worry so much at his advanced age.
I planned well so I could semi retire in my 40's and be fully retired before I hit 55. My wife could retire when she was 47. Senile @Joe is nearing 80 and he still has to work shitty jobs just to get by...
@Joe so instead of generalising, you need to inform the audience that you’re strictly speaking about middle to lower class Canadians for clarification!
@Joe Australian building codes are of a higher standard than either Canada or America. Real Estate prices have been pumped up ever since the whole world has started immigrating here.