Fuck all you guys, you have your shit together, well blessings to you. But this Dr. is not an outlier, medical emergencies are the root of over 60% of personal bankruptcies. (Not Trumps tho, he's just a shitty business man)
As I have said I did financing for over 20 years in the car business. I have looked at thousands of credit reports, and talked to thousands of human beings about their credit.
You Snotrags that claim to be Super Christians, are judgmental as fuck. I think Jesus talked about that.